Special Offer on Home Equity Lines of Credits
Take advantage of Coastal States Bank's 12-month fixed rate on HELOCs up to $500,000.
Unlocked Equity. Unlimited Opportunity.
Unlocked Equity. Unlimited Opportunity.
Make improvements to your home, consolidate debt, pay towards education expenses and more.
Get flexible access to the cash you need from your home's equity. Take advantage of a 5.99% APR for the first 12 months on lines up to $500,000. Variable rate thereafter, currently 7.50% - 9.75% APR.1 Contact us to get started.
Get StartedSecure This Special HELOC Rate
5.99% APR on lines up to $500,000 for the first 12 months. Variable rate thereafter, currently 7.50% - 9.75% APR
Grow. Borrow. Benefit.
- Easy access to money as you need it
- Flexible use for planned and unexpected costs
- Only pay interest on what you borrow
- Interest can be tax deductible2
Tell us about your home to get started.
Connect with a Banker
Read Bio
Kathie Allgood
Sandy Springs Branch Team Leader
Office: (678) 396-4651
Mobile: (605) 484-4926
NMLS# 626532
Read Bio
Apply for a Mortgage with Kim
Makisha Gann
Akers Mill Branch Team Leader
Office: (770) 203-4594
Mobile: (678) 978-4311
NMLS# 1900470
Tisha Handsome
Alpharetta & Cumming Branch Team Leader
Office: (678) 396-4646
Mobile: (678) 509-4173
NMLS# 1257337
Other Important Information
1 APR is Annual Percentage Rate and is based on the Wall Street Journal prime rate, plus a margin. The discounted introductory APR is fixed for the initial 12-month period. Thereafter, the APR is variable and may change daily but will never exceed 18% or be less than 3.25% per annum. Stated APRs are accurate as of 2/19/25. The margin for each loan is determined by credit qualifications, lien position, owner occupancy, loan-to-value (LTV) ratio and other loan features. Subject to CSB and credit approval. Applicant must have an active Coastal States Bank checking account at account opening to qualify for the discounted introductory APR. Offer is only credible for lines of credit up to $500,000. Offer is only available for properties located in Coastal States Bank market areas which include the following counties in Georgia and South Carolina: Fulton County-GA, Dekalb County-GA, Cobb County-GA, Forsyth County-GA, Dawson County-GA, Chatham County-GA, Beaufort County-SC, and Jasper County-SC. Estimate of all loan costs is $650-$3,800. Coastal States Bank pays closing costs up to $1,000 for Lines of Credit between $25,001 and $75,000, $1,500 for Lines of Credit between $75,001 and $150,000, $2,000 for Lines of Credit between $150,001 and $250,000 and $2,500 for Lines of Credit over $250,000. If your Line of Credit is terminated within 36 months of the Agreement Date, the bona-fide third-party closing costs paid by Coastal States Bank on your behalf will be charged to your Line of Credit.
2 Consult your tax advisor.