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Commercial Loan Options - Professionals Walking Through Hall in Office Setting

Commercial Loans

Big bank services. The local way.
Find your ideal commercial lending option to grow your business, paired with exceptional service from Coastal States Bank.

All You Expect from a Big Bank. Plus the Extra Care.
All You Expect from a Big Bank. Plus the Extra Care.

All You Expect from a Big Bank. Plus the Extra Care.

Flexible, commercial loans.
We're proud to offer a diverse range of Commercial Loan solutions that are customized to meet your business's unique needs. Our goal is to contribute to the growth and prosperity of our communities by providing flexible options for businesses like yours.

Equipment and Capital Expenditure Loans

  • Maximize your business potential with flexible financing options designed for equipment and specialty assets that keep your operations running smoothly. Reach out to our lenders to discuss your needs.

Working Capital Line of Credit

  • Revolving lines of credit are a great option for meeting short-term cash flow your business needs. These credit lines are usually secured and monitored by business assets like accounts receivable and inventory. They offer a flexible and efficient way to manage financial resources, keeping operations smooth and stable. Talk to an expert lender about options.

Refinancing Commercial Debt

  • By refinancing existing commercial debt, you can boost cash flow, cut expenses and extend the repayment period. This smart move not only maximizes financial efficiency but also promotes long-term sustainability and economic growth. Explore the options available with Coastal States Bank.

Mergers, Acquisitions and Business Expansion

  • Going through a merger or acquisition requires financing to bring resources together and create a seamless business operation. Ask us about financing options for your business changes.

We Help Our Clients Succeed Every Day

"If you own a business, then you need a bank that knows business. Coastal States Bank was born and bred on business. They understand the unique challenges that go along with business banking and have a commercial banking team you can count on. Their team is one of the best I’ve worked with in over 30 years of being in business. I would highly recommend Coastal States Bank to anyone looking for a business banking partner."

- Benny R. Sims, President & CEO, Southern Wall Systems

"CSB has been super accommodating, always accessible, friendly, and understanding of our needs. They are part of the local community, understand our unique business needs, are willing to grow and adapt with us and are supportive of our brand within the local community."

- Michael Fekete, Owner, Java Burrito Hilton Head and Savannah

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Connect with a Lender

Brian Smith

Brian Smith

Savannah Regional President

Office: (912) 400-5271

Mobile: (912) 667-9191

[email protected]

NMLS# 1014183

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Diana McDougall

Diana McDougall

Lowcountry Regional President

Office: (843)341-9910

Mobile: (843)304-6966 

[email protected]

NMLS# 1086486

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Alan Patterson

Alan Patterson

Commercial Banker / Home Builder Finance

Office: (678) 553-9420

Mobile: (404) 884-4756

[email protected]

NMLS# 921197

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Beth Birdwell

Beth Birdwell

Senior Business Relationship Manager

Office: (843) 341-9911

[email protected]

NMLS# 782018

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Carol Stone

Carol Stone

Commercial Lender / Home Builder Finance

Office: (912) 400-5272

[email protected]

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Chad Jacobs

Chad Jacobs

Commercial Real Estate Banker

Office: (912) 400-5290

Mobile: (912) 604-8960

[email protected]

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Charlie Bello

Charlie Bello

Commercial Real Estate Banker 

Office: (678) 396-4635

Mobile: (770) 597-6399

[email protected]

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Eric Rivenbark

Eric Rivenbark

Commercial Banking Team Leader

Office: (678) 396-4633

Mobile: (678) 923-8083

[email protected]

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Harold Liles

Harold Liles

Commercial Banking Team Leader

Office: (770) 203-4587

Mobile: (770) 686-9647

[email protected]

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Kelly Maxwell

Kelly Maxwell

Commercial Banker

Office: (678) 553-9423

Mobile: (404) 408-2644

[email protected]

NMLS# 1444576

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Kenneth Maguire

Kenneth Maguire

Commercial Banker

Office: (843) 689-7811

Mobile: (843) 816-3692

[email protected]

NMLS# 782023

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Mark Cutler

Mark Cutler

Senior Relationship Manager

Office: (843) 837-0188

[email protected]

Read Bio
See All Small Business Loans.
See All Small Business Loans.

See All Small Business Loans.

If you are looking for other options, check out all of our small business lending solutions, including SBA loans and more.

Small Business Administration (SBA) Loans

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