Premier Checking
Get more. Save more.
Take advantage of exclusive discounts and rewards when you open a Premier Checking account online.
What Makes Premier Checking the Choice for You?
What Makes Premier Checking the Choice for You?
All the perks. Exceptional service.
Ensure your family finances are secure and enjoy smart discounts with Premier Checking. Get a Premier Checking Account with online and mobile banking, plus credit monitoring, identity theft protection and more unique benefits.
Account Features
- $100 opening balance
- Includes a free ATM/Debit card with worldwide access1
- Earn rewards on debit card transactions with uChoose Rewards®2
- Earns interest on balances >$2,500
- Up to $10,000 Identity Theft Reimbursement Coverage2
- 3-in-1 Credit File Monitoring & eligible for a 3-in-1 Credit Report every 90 days or alert2 3
- Cellular Telephone Protection: Up to $300 coverage for stolen or damaged cell phones2 4
- Buyers Protection & Extended Warranty for 90 days from purchase2
- $6.95 monthly service charge eligible to be waived5
Experience the Benefits. Explore the Services.
No matter which Coastal States Bank checking account you choose, you’ll find convenient and reliable services that make banking your way a pleasure.
Online Banking6
Mobile Banking6
Bill Pay6 7
Mobile Deposit6
Alerts
Direct Deposit
eStatements
ATM/Debit Card
Worldwide ATM Access
24-Hour Telephone Banking
uChoose Rewards®
Other Services Include:
- Courtesy Overdraft Service8
- Notary Services7
- Bank to Bank Transfers7
- Wire Transfers7
- Safe Deposit Boxes7
Explore More Savings with a Money Market Account
Explore More Savings with a Money Market Account
Build on your savings with a money market account, and grow your wealth with peace of mind knowing you can access it anytime.
Other Important Information
1 $50 minimum withdrawal to avoid service charge.
2 Debit card and customer activation required.
3 Credit file monitoring may take several days to begin following activation.
4 Bill must be paid through the premier account for coverage to apply.
5 To reduce the monthly maintenance fee, enroll in eStatements ($2.00 reduction), maintain an average daily balance of $2,500 during the monthly statement cycle ($4.95 reduction). Eliminate the monthly maintenance fee by maintaining a combined average daily balance of $10,000 during the statement cycle in related Local. Checking or related Local. Savings account(s).
6 Message and data rates may apply. Fees may apply for certain optional services available through Personal Online & Mobile Banking.
7 Fees may apply.
8 Coastal States Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $31 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $155 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $31 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing or do not have regular deposits.