skip to main content
Coastal States Bank
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Commercial Loan Options - Professionals Walking Through Hall in Office Setting

Commercial Loans
for Small Business

Big bank services. The local way.
Find your ideal commercial lending option to grow your business, paired with exceptional service from Coastal States Bank.

All You Expect from a Big Bank. Plus the Extra Care.
All You Expect from a Big Bank. Plus the Extra Care.

All You Expect from a Big Bank. Plus the Extra Care.

Flexible, commercial loans.
We're proud to offer a diverse range of Commercial Loan solutions that are customized to meet your business's unique needs. Our goal is to contribute to the growth and prosperity of our communities by providing flexible options for businesses like yours.

Equipment and Capital Expenditure Loans

  • Maximize your business potential with flexible financing options designed for equipment and specialty assets that keep your operations running smoothly. Reach out to our lenders to discuss your needs.

Working Capital Line of Credit

  • Revolving lines of credit are a great option for meeting short-term cash flow your business needs. These credit lines are usually secured and monitored by business assets like accounts receivable and inventory. They offer a flexible and efficient way to manage financial resources, keeping operations smooth and stable. Talk to an expert lender about options.

Refinancing Commercial Debt

  • By refinancing existing commercial debt, you can boost cash flow, cut expenses and extend the repayment period. This smart move not only maximizes financial efficiency but also promotes long-term sustainability and economic growth. Explore the options available with Coastal States Bank.

Mergers, Acquisitions and Business Expansion

  • Going through a merger, acquisition or expansion requires financing to bring resources together and create a seamless business operation. Ask us about financing options for your business changes.

We Help Our Clients Succeed Every Day

"CSB has been super accommodating, always accessible, friendly, and understanding of our needs. They are part of the local community, understand our unique business needs, are willing to grow and adapt with us and are supportive of our brand within the local community."

- Michael Fekete, Owner, Java Burrito Hilton Head and Savannah

"If you own a business, then you need a bank that knows business. Coastal States Bank was born and bred on business. They understand the unique challenges that go along with business banking and have a commercial banking team you can count on. Their team is one of the best I’ve worked with in over 30 years of being in business. I would highly recommend Coastal States Bank to anyone looking for a business banking partner."

- Benny R. Sims, President & CEO, Southern Wall Systems

Get more information. Tell us about your business.

 

Tell us about your business
Please select the loan type you are inquiring about? (select all that apply) *
Please provide any additional information (optional).
Numeric values only. Do not include symbols.

 

Connect with a Lender

Brian Smith

Brian Smith

Savannah Regional President

Savannah, GA

Office: (912) 400-5271

Mobile: (912) 667-9191

[email protected]

NMLS# 1014183

Read Bio
Diana McDougall

Diana McDougall

Lowcountry Regional President

Hilton Head Island, SC

Office: (843)341-9910

Mobile: (843)304-6966 

[email protected]

NMLS# 1086486

Read Bio
Gary Dowell

Gary Dowell

Atlanta Regional President

Atlanta, GA

Office: (770) 203-4586

Mobile: (404) 983-7094

[email protected]

Read Bio
Alan Patterson

Alan Patterson

Commercial Banker / Home Builder Finance

Atlanta, GA

Office: (678) 553-9420

Mobile: (404) 884-4756

[email protected]

NMLS# 921197

Read Bio
Beth Birdwell

Beth Birdwell

Senior Business Relationship Manager

Hilton Head Island, SC

Office: (843) 341-9911

[email protected]

NMLS# 782018

Read Bio
Carmen Cucinotta

Carmen Cucinotta

Business Development Banker

Bluffton, SC

Office: (843) 689-7865

Mobile: (856) 840-9445

[email protected]

Read Bio
Carol Stone

Carol Stone

Commercial Lender / Home Builder Finance

Savannah, Ga

Office: (912) 400-5272

[email protected]

Read Bio
Chad Jacobs

Chad Jacobs

Commercial Real Estate Banker

Savannah, GA

Office: (912) 400-5290

Mobile: (912) 604-8960

[email protected]

Read Bio
Charlie Bello

Charlie Bello

Commercial Real Estate Banker 

Alpharetta, GA

Office: (678) 396-4635

Mobile: (770) 597-6399

[email protected]

Read Bio
Eric Lowman

Eric Lowman

Beaufort Market President

Beaufort, SC

Office: (843) 837-0189

Mobile: (843) 986-3400

[email protected]

Read Bio
Eric Rivenbark

Eric Rivenbark

Commercial Banking Team Leader

Alpharetta, GA

Office: (678) 396-4633

Mobile: (678) 923-8083

[email protected]

Read Bio
Gavin Shook

Gavin Shook

Commercial Banker

Alpharetta, GA

Office: (678) 396-4634

Mobile: (404) 375-8639

[email protected]

Read Bio
Harold Liles

Harold Liles

Commercial Banking Team Leader

Alpharetta, GA

Office: (770) 203-4587

Mobile: (770) 686-9647

[email protected]

Read Bio
Kelly Maxwell

Kelly Maxwell

Commercial Banker

Atlanta, GA

Office: (678) 553-9423

Mobile: (404) 408-2644

[email protected]

NMLS# 1444576

Read Bio
Kenneth Maguire

Kenneth Maguire

Commercial Banker

Hilton Head, SC

Office: (843) 689-7811

Mobile: (843) 816-3692

[email protected]

NMLS# 782023

Read Bio
Leslie Hammond

Leslie Hammond

Private Banker

Atlanta, GA

Office: (678) 553-9424

Mobile: (404) 408-5433

[email protected]

NMLS# 757672

Read Bio
Mark Cutler

Mark Cutler

Senior Relationship Manager

Beaufort, SC

Office: (843) 837-0188

[email protected]

NMLS# 1131041

Read Bio
Nicole Klein

Nicole Klein

Private Banker

Atlanta, GA

Office: (770) 203-4600

[email protected]

NMLS# 718355

Read Bio
Terence Lewis

Terence Lewis

Commercial Banker

Atlanta, GA

Office: (678) 396-4699

Mobile: (770) 362-9393

[email protected]

Read Bio
See All Small Business Loans.
See All Small Business Loans.

See All Small Business Loans.

If you are looking for other options, check out all of our small business lending solutions.

Small Business Lending

Find a Location

ZIP code
Coastal States Bank Logo

You are leaving Coastal States Bank website to visit a site not hosted by CSB. Please review the third-party's privacy policy, accessibility policy, and terms. CSB is not responsible for the content provided by third-party sites.