Why Coastal States Bank

Bringing a Local. touch to every community we serve.

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Our Story

Who We Are

A community-oriented bank committed to you.

Coastal States Bank is more than a bank – we are your neighbors, friends and advocates, and we are proud to be a part of our community. We are passionate about community banking, but what does that mean to us? It means we care about building a trusted relationship with you – whether through in-person interactions in our branches or through phone calls, online chats and virtual experiences.

What We Do

Empower growth and financial success within our communities.

Prosperity in communities only happens when we all work together. From our local bankers and team members behind the scenes to the businesses and individuals we serve, we focus on exceptional, positive interactions and service.

What We Believe

Strength and success stem from trusted relationships

You may come across the term relationship banking in various banks, but we translate words into actions every day. From your very first interaction with us to years into our partnership, you will feel trust and care.

Who We Serve

You. You’re more than a transaction with us.

You are a successful business owner, a committed community leader, a busy parent and more. We can open an account and process a transaction just as great as any bank, but we're committed to your full financial success in your personal life and your business life.

Local.
And Proud Of It.

Local.
And Proud Of It.

Local. is more than geography. Local. is community.
Local. is relationships.

In 2004, Coastal States Bank opened its doors in Hilton Head Island, South Carolina, as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank where friends and neighbors could serve each other.

20 Years of Local.

Celebrating 20 years of community banking.

Hear the stories of 5 of our original bankers reflect over the past two decades.

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Experience the Local. Touch

No matter where you are.

The strengths of our relationships and our unwavering commitment allowed us to thrive and earn the trust of our partners. Weathering the storm of the Great Recession, we proudly maintain long-standing connections while expanding our reach to communities far and wide. From South Carolina to Georgia and coastal states and beyond, we bring our Local. touch to enrich the lives and communities we serve –from our physical branches and neighborhoods to communities nationwide.

Grow With Us

Join our fun, experienced team.

We welcome entrepreneurial spirit and passion for helping others succeed. As part of our culture, we strongly believe that community banking is essential to support growing, thriving communities.

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Message From Our CEO

”At CSB we value the relationships we have with our clients, our communities, and our fellow team members. We are committed to nurturing each relationship and delivering outstanding service. Our commitment to relationships built on a bedrock of service is what makes us Local. And Proud Of It."

Steve R. Stone, President, Chief Executive Officer

Our Local Community Commitment

The Coastal States Community Commitment, in partnership with the Community Foundation of the Lowcountry, serves to strengthen and enhance the communities served by CSB through grants and employee volunteer programs. Our community commitment supports a diverse range of charitable efforts and addresses the evolving needs of our local communities.

Request a Grant