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Coastal States Bank
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Happy Home Happy Loans

Happy Home
Happy Loans

Let our Residential Mortgage team
help you purchase or refinance.

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Fast ApprovalsFaster Growth

Fast Approvals
Faster Growth

Get the capital you need when you need it.
Small business loan approvals in under 48 hours.

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Better BankingBetter Business

Better Banking
Better Business

Where relationships come first,
and businesses thrive.

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CD Specials

CD Specials

Worth Seeing

Unlock great rates and grow your savings.

Certificate of Deposit Specials
Local Banking With Real Impact

Local Banking 
With Real Impact

Going beyond banking to support charitable initiatives in our community. 

Explore Community Commitment
Unlock Your Home's Equity

Unlock Your 
Home's Equity

Explore endless possibilities with a special fixed rate on Home Equity Lines of Credit for 12 months.

See HELOC Special
SBA Loans in Record Time

SBA Loans
in Record Time

Get fast approvals on government 
guaranteed loans with our expert team.

Explore SBA Loans
Card Controlsat Your Fingertips

Card Controls
at Your Fingertips

Save a trip to the bank or a call to your banker. Stay in control of your debit card with ease in the CSB app.

Discover Card Management
Keep Growing Keep Going

Keep Growing
Keep Going

Your next business adventure awaits. Explore
customized Commercial Lending options.

See Commercial Lending
Celebrating20 Years

Celebrating
20 Years

See stories of our history, growth and community impact over the last two decades.

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What Our Valued Clients Say About Coastal States Bank

"If you own a business, then you need a bank that knows business. Coastal States Bank was born and bred on business. They understand the unique challenges that go along with business banking and have a commercial banking team you can count on. Their team is one of the best I’ve worked with in over 30 years of being in business. I would highly recommend Coastal States Bank to anyone looking for a business banking partner."

- Benny R. Sims, President & CEO, Southern Wall Systems

"Today’s business world has all sorts of challenges. The last thing a business owner needs is an adversarial bank relationship. When we considered banks to partner with, we discovered CSB. They were extremely competitive with their overall pricing, they listened to all our needs for different products and achieved all our banking goals. Since moving our banking to CSB, all of our interactions have been very professional. It’s like creating a banking relationship with your best friend. We really cannot say enough about CSB and the relationship that we have."

- Tom Stutzman, CEO, Value Village

“Having trusted Coastal States Bank with our personal banking needs for the past several years, it seemed logical that we could trust Coastal States Mortgage to handle the refinancing of our mortgage. We made the right choice; the refinance process went smooth as silk. Bottom line, Coastal States Bank and Coastal States Mortgage provide excellent, friendly service to its customers.”

- Frank & Barbara

"Our relationships with the CSB team are incredibly impactful for the Greenleaf business. We built a new division to our business and CSB believed in our vision, when other banks did not. They actually care about the relationship, not just the product they are selling. With CSB we've had a long-term, stable relationship and it's helped our business operate smoothly.”

- Andrew Z, Dave C, Josh F, Partner, Greenleaf Property Management

Your Journey is Unique, Your Bank Should be, Too

Find the solutions, expertise and care to help you along your financial journey.

Local Banking for Nonprofits.

Travel South, a nonprofit representing 12 states across the Southeast, trusts CSB to deliver reliability, responsive service, and modern banking tools built for nonprofit organizations.

Local Banking for Nonprofits.
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Thrive with
Small Business Banking
Thrive withSmall Business Banking

Thrive with
Small Business Banking

Small is the new big—experience why small businesses trust our expert team for banking solutions, advice and growth support.

Small Business Banking
Earn Rewards Your Way with uChoose Rewards®
Earn Rewards Your Way with uChoose Rewards®

Earn Rewards Your Way with uChoose Rewards®

Every time you use your CSB debit card, you earn points you can redeem for what matters most to you—travel, merchandise, gift cards, experiences, and more. It’s simple, flexible, and tailored to fit your lifestyle.

uChoose Rewards®
It’s Okay
to Get Personal
It’s Okayto Get Personal

It’s Okay
to Get Personal

See why more than 75% of our business clients also trust us with personal banking. Hint: it’s because we build personal relationships and have powerful tools.

Personal Banking
Click. Swipe. Tap. Text.
  • Money Transfer Transfer money between your accounts
  • Check Deposit Deposit checks
  • Bills Pay Manage and pay bills
  • Money Request Send, receive and request money

Click. Swipe. Tap. Text.

Take charge of personal and business banking – anytime, anywhere. Online and mobile banking tools that go where you go.

  • Money Transfer Transfer money between your accounts
  • Check Deposit Deposit checks
  • Bills Pay Manage and pay bills
  • Money Request Send, receive and request money

Personal

Personal
App Google

Business

Business
App Google
Digital Banking

Topics, Tips, and Tricks

Community Blog

Case Study: How Local Financing Fuels Commercial Real Estate Growth in Atlanta

Case Study: How Local Financing Fuels Commercial Real Estate Growth in Atlanta

Greenleaf Property Management needed a banking partner who could keep up with their growth. CSB delivered with strategic CRE financing, fast decisions, and responsive local bankers who understand their evolving operational needs.

Greenleaf Property Management needed a banking partner who could keep up with their growth. CSB delivered with strategic CRE financing, fast decisions, and responsive local bankers who understand their evolving operational needs.

Read More
Case Study: How Local Banking Drives Financial Growth & Transparency for Nonprofits

Case Study: How Local Banking Drives Financial Growth & Transparency for Nonprofits

Travel South USA, the official regional tourism marketing organization for the Southeast, turned to Coastal States Bank as a partner that could deliver reliability, responsive service, and modern banking tools built for nonprofit organizations.

Travel South USA, the official regional tourism marketing organization for the Southeast, turned to Coastal States Bank as a partner that could deliver reliability, responsive service, and modern banking tools built for nonprofit organizations.

Read More
The End of the Penny: What It Means for You

After more than a century in circulation, the U.S. Department of Treasury has officially announced that it will stop producing pennies in 2026. While pennies will remain legal tender, they will gradually become harder to find in everyday transactions. Here’s what this means for payments and transactions for individuals and businesses.

After more than a century in circulation, the U.S. Department of Treasury has officially announced that it will stop producing pennies in 2026. While pennies will remain legal tender, they will gradually become harder to find in everyday transactions. Here’s what this means for payments and transactions for individuals and businesses.

Read More

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